Credit Cards

About EchoEra Credit Union Credit Cards.

Whether you are looking to start building credit or you want to earn rewards whenever you spend money, you can learn about and apply for our credit cards.
Our rewards program gives you the ultimate freedom of choice. Shop at your favorite merchants and earn points! Apply online

• 
  ATM/Debit Card
  
With our convenient bank cards, the power of our Bank is always in your pocket. Simple to use and completely safe, our ATM and debit cards are perfect for everyday expenses and easy transactions.
• 
  Debit Cards
  
• Our Bank Debit Cards are accepted at any ATM that displays the Cirrus or Shazam logo, worldwide. Additionally there is no ATM charge at Privileged Status ATMs and no monthly or annual fees*. All debit cards are now equipped with the added security of an EMV chip.
• *If you use an ATM not owned by our Bank, the owner of the ATM may charge you a transaction fee. There is a $3 fee per deposit exceeding two deposits per cycle made at non our Bank ATMs.
• Debit Card holders at our Bank are entitled to a variety of enhanced benefits through MasterCard®. Details on all of these benefits.
• Small business debit card holders guide
  
• 
  ATM Cards
  
• Gain quick, almost-anywhere access to your bank account. Check your balance or make a transfer to another account. With an ATM card, you can manage your bank accounts from any ATM in the world , or any Cirrus™ or Shazam™. ATM worldwide.
• ATM/ Debit Card Comparison
• ATM Card
• EMV Debit Card
• No Transaction Fees
• No ATM Charges at BB or Privileged Status ATMs
• Accepted at any ATM that displays the Cirrus or Shazam logo worldwide
• If a merchant allow you to enter a PIN to make a purchase, you can use your ATM card.
• If a merchant accepts MasterCard, they'll accept your Our Bank debit card. Insert the EMV chip or swipe the card and funds will be withdrawn from your checking account.
• Availability of SecureCode from MasterCard
• Detailed transaction information appears on your monthly statement
• 
  EMV Debit Card Features
  
• Purchase Rewards through Online/Mobile Banking.
• Shazam Bolt$ - Register your card for purchase alerts
• Shazam Bolt$ FAQ
• Shazam Bolt$ Cardholder Quick Guide
• $15 Annual Fee
• No monthly or annual fees
• 
  Text fraud alert
  
• Non-Our Bank ATM deposits in excess of two per statement cycle - $3.00
• *Other banks may charge a surcharge for ATM use.